AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: XWEL
Report Date: 2026-04-06
Full Report: https://amaly.io/stock/XWEL

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: XWEL, operating in an unknown industry, fails key financial screening criteria due to excessively high debt and liquidity ratios relative to market capitalization, despite low non-permissible income. Business activities in wellness services appear permissible, with no identified non-compliant revenue streams. Index inclusion research confirms exclusion from all major Shariah indices, leading to an overall non-compliant status. ESG factors present low risk, with no controversies or human rights issues noted. Investors should consider purification for minor interest income and monitor debt restructuring for potential future compliance.

Primary Compliance Concerns:
- Debt ratio exceeds thresholds across all standards (182.49%)
- Liquidity ratio significantly above limits (199.63%)
- High leverage indicates substantial riba exposure

Purification Requirement: 0.78%
Index Inclusion: Not included in S&P Dow Jones Shariah Indices, MSCI Islamic Indices, FTSE Shariah Indices, or Dow Jones Islamic Market (DJIM).

KEY FINANCIAL METRICS
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Debt Ratio: 182.5%
Liquidity Ratio: 199.6%
Interest Income Ratio: 0.0%
Purification Required: 0.78%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-12-31

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-25T12:00:00Z

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Full interactive report: https://amaly.io/stock/XWEL
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.