XWEL, operating in its industry, fails key financial screening criteria due to excessively high debt and liquidity ratios relative to market capitalization, despite low non-permissible income. Business activities in wellness services appear permissible, with no identified non-compliant revenue streams. Index inclusion research confirms exclusion from all major Shariah indices, leading to an overall non-compliant status. ESG factors present low risk, with no controversies or human rights issues noted. Investors should consider purification for minor interest income and monitor debt restructuring for potential future compliance.