AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: TBI
Report Date: 2026-07-06
Full Report: https://amaly.io/stock/TBI

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: TBI operates in the Unknown industry and demonstrates non-compliance with Shariah standards primarily due to a high debt-to-market capitalization ratio of 65.58%, which exceeds thresholds across AAOIFI, MSCI, and S&P methodologies. Business activities appear permissible with no significant non-compliant revenue identified, and income ratios remain within limits. The company is not included in any major Shariah-compliant indices, reinforcing the non-compliant status. Purification is required at 1.17% for minor interest income, and ESG factors show medium risk with resolved controversies. Investors should monitor debt reduction efforts for potential future compliance.

Primary Compliance Concerns:
- High debt ratio of 65.58% exceeding all financial thresholds (AAOIFI 30%, MSCI 33.33%, S&P 33%)

Purification Requirement: 1.17%
Index Inclusion: Not included in any major Shariah indices (S&P Dow Jones, MSCI, FTSE, DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 65.6%
Liquidity Ratio: 13.1%
Interest Income Ratio: 1.2%
Purification Required: 1.17%

INDEX INCLUSION STATUS
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S&P Shariah: INCLUDED
MSCI Islamic: INCLUDED
DJIM: INCLUDED
FTSE Shariah: INCLUDED
Total: 4 of 4
Last Verified: 2025-12-31

REPORTING PERIOD
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Latest Annual Report: FY 2024
Latest Quarterly Data: Q3 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-21T12:00:00Z

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Full interactive report: https://amaly.io/stock/TBI
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.