AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: T
Report Date: 2026-04-17
Full Report: https://amaly.io/stock/T

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: AT&T Inc. operates in the essential telecommunications sector, providing wireless, broadband, and related services that align with Shariah principles of facilitating communication and connectivity. However, the company's elevated debt levels pose the primary compliance challenge, resulting in exclusion from major Shariah indices despite passing income-related screens. With a purification requirement of 2.26% due to minor interest income, the stock requires careful monitoring for deleveraging progress. Overall, while business activities are permissible, financial metrics drive non-compliance, earning a B quality rating. Investors may consider alternatives in the sector with stronger balance sheets.

Primary Compliance Concerns:
- Debt Ratio: 75.10% (exceeds thresholds of 30-33.33% across standards)

Purification Requirement: 2.26%
Index Inclusion: Excluded from all major Shariah indices (S&P, MSCI, FTSE, DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 75.1%
Liquidity Ratio: 3.6%
Interest Income Ratio: 2.3%
Purification Required: 2.26%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2026-01-31

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q1 2026
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-04-02T12:00:00Z

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Full interactive report: https://amaly.io/stock/T
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.