AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: STI
Report Date: 2026-04-10
Full Report: https://amaly.io/stock/STI

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: STI, operating in an unknown industry, demonstrates compliance in debt (8.19%) and liquidity (5.11%) ratios across major standards but fails significantly on the interest income ratio (28.01% exceeding 5% thresholds), leading to non-compliance. No non-permissible business activities identified (0%), but purification is required at 28.01% due to impure income. The company is excluded from all major Shariah indices, confirming its non-compliant status. Business screening is limited by insufficient data on subsidiaries and future initiatives. Overall, with a B rating, it poses risks for Shariah-conscious investors, recommending alternatives in compliant sectors.

Primary Compliance Concerns:
- interestIncomeRatio: 28.01% (threshold: 5%)

Purification Requirement: 28.01%
Index Inclusion: Not included in S&P Dow Jones Shariah Indices, MSCI Islamic Indices, FTSE Shariah Indices, or Dow Jones Islamic Market (DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 8.2%
Liquidity Ratio: 5.1%
Interest Income Ratio: 28.0%
Purification Required: 28.01%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2026-01-31

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-20T12:00:00Z

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Full interactive report: https://amaly.io/stock/STI
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.