AMALY — SHARIAH COMPLIANCE REPORT ================================== Symbol: SOPA Report Date: 2026-04-14 Full Report: https://amaly.io/stock/SOPA EXECUTIVE SUMMARY ------------------ Compliance Status: NON_COMPLIANT Quality Rating: B Description: Society Pass Incorporated (SOPA), a digital loyalty and e-commerce platform operating in Southeast Asia, undergoes Shariah compliance screening revealing challenges in financial ratios despite a permissible core business model. High liquidity and interest income ratios lead to non-compliance across major standards, though debt levels are favorable and no non-permissible activities are identified. The company is not included in any major Shariah indices, resulting in an overall non-compliant status. Purification is required for impermissible income, and investors should monitor financial improvements. This report provides multi-perspective analysis, ESG alignment, and alternatives for informed decision-making. Primary Compliance Concerns: - Liquidity ratio exceeds thresholds (108.04% vs. 30-33%) indicating excess cash holdings - Interest income ratio (11.76%) surpasses 5% limit across standards Purification Requirement: 11.76% Index Inclusion: Not included in S&P Dow Jones Shariah Indices, MSCI Islamic Indices, FTSE Shariah Indices, or Dow Jones Islamic Market (DJIM). KEY FINANCIAL METRICS ---------------------- Debt Ratio: 14.1% Liquidity Ratio: 108.0% Interest Income Ratio: 11.8% Purification Required: 11.76% INDEX INCLUSION STATUS ----------------------- S&P Shariah: EXCLUDED MSCI Islamic: EXCLUDED DJIM: EXCLUDED FTSE Shariah: EXCLUDED Total: 0 of 4 Last Verified: 2026-01-31 REPORTING PERIOD ----------------- Latest Annual Report: FY 2025 Latest Quarterly Data: Q4 2025 Trend Period: FY 2020 to FY 2025 Data Retrieved: 2026-02-20T12:00:00Z --- Full interactive report: https://amaly.io/stock/SOPA Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.