SMST, operating in its industry, undergoes Shariah compliance screening revealing non-compliance primarily due to a high interest income ratio of 37.59%, exceeding the 5% threshold across all standards. Debt and liquidity ratios are favorable at 0% and 1.81%, respectively, with no non-permissible business activities identified. The company requires significant purification for any dividends, and exclusion from major Shariah indices underscores the financial ratio concerns. Overall, while the core proptech business model aligns with Islamic principles, income purity issues dominate the assessment.