AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: SLAI
Report Date: 2026-04-10
Full Report: https://amaly.io/stock/SLAI

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: SLAI, operating in an unknown industry, undergoes Shariah compliance screening revealing significant challenges in financial ratios, particularly debt and interest income, leading to non-compliance across major standards. While business activities show no evident non-permissible revenue, the high interest income ratio of 11.35% necessitates purification. Index exclusions confirm the overall non-compliant status, though ESG factors are positive with low risk. Investors should monitor debt reduction efforts and consult scholars for personalized rulings.

Primary Compliance Concerns:
- Debt ratio: 45.89% exceeds thresholds (AAOIFI 30%, others 33%)
- Interest income ratio: 11.35% exceeds 5% threshold across all standards
- Liquidity ratio marginally exceeds some thresholds at 31.11%

Purification Requirement: 11.35%
Index Inclusion: Excluded from all major Shariah indices (S&P, MSCI, FTSE, DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 45.9%
Liquidity Ratio: 31.1%
Interest Income Ratio: 11.3%
Purification Required: 11.35%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2026-01-31

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-21T12:00:00Z

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Full interactive report: https://amaly.io/stock/SLAI
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.