AMALY — SHARIAH COMPLIANCE REPORT ================================== Symbol: SILO Report Date: 2026-04-07 Full Report: https://amaly.io/stock/SILO EXECUTIVE SUMMARY ------------------ Compliance Status: NON_COMPLIANT Quality Rating: B Description: Silo Pharma, Inc. (SILO), a developmental-stage biopharmaceutical company focused on novel therapeutics, undergoes Shariah compliance screening revealing significant challenges in financial ratios, particularly liquidity and interest income exceeding thresholds across AAOIFI, MSCI, and S&P standards. While the core business in biotech R&D appears permissible with no non-compliant activities identified, high interest-bearing liquidity and disproportionate interest income from other net items lead to non-compliance determinations. Index inclusion research confirms exclusion from all major Shariah indices due to these quantitative failures. ESG factors show low risk with clean governance and no controversies, aligning well with Islamic principles. Overall, investors should monitor for financial improvements or consult scholars for potential purification, though current status warrants caution. Primary Compliance Concerns: - Liquidity ratio of 128.18% exceeds 30-33% thresholds across standards, indicating excessive interest-bearing assets - Interest income ratio of 433.85% far surpasses 5% limit, suggesting significant riba exposure - Exclusion from all major Shariah indices reinforces quantitative non-compliance Purification Requirement: 433.85% Index Inclusion: Not included in any of the four major Shariah-compliant indices: S&P Dow Jones, MSCI Islamic, FTSE Shariah, or DJIM. KEY FINANCIAL METRICS ---------------------- Debt Ratio: 0.0% Liquidity Ratio: 128.2% Interest Income Ratio: 433.9% Purification Required: 0.00% INDEX INCLUSION STATUS ----------------------- S&P Shariah: EXCLUDED MSCI Islamic: EXCLUDED DJIM: EXCLUDED FTSE Shariah: EXCLUDED Total: 0 of 4 Last Verified: 2025-11-30 REPORTING PERIOD ----------------- Latest Annual Report: FY 2025 Latest Quarterly Data: Q3 2025 Trend Period: FY 2020 to FY 2025 Data Retrieved: 2026-02-27T12:00:00Z --- Full interactive report: https://amaly.io/stock/SILO Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.