SCNI, operating in its industry, exhibits severe financial non-compliance primarily due to extraordinarily high debt-to-market-cap ratio, excessive liquidity from interest-bearing assets, and disproportionate interest income relative to revenue. Despite no evident non-permissible business activities, the financial metrics disqualify it from Shariah standards. No inclusion in major Islamic indices reinforces the non-compliant status. Investors should avoid or fully purify any exposure, pending business model improvements.