AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: SAIH
Report Date: 2026-06-22
Full Report: https://amaly.io/stock/SAIH

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: SAIH, in the Unknown industry, demonstrates compliant debt (9.01%) and liquidity (2.7%) ratios but fails due to a high interest income ratio of 36.5%, exceeding the 5% threshold across standards. The company is excluded from all major Shariah indices, leading to an overall NON_COMPLIANT status. No non-permissible business activities are identified, with purification required at 36.5% for dividends. ESG factors show low risk with strong governance and social responsibility. Investors should monitor income trends for potential future compliance.

Primary Compliance Concerns:
- interestIncomeRatio: 36.50% (threshold: 5%)

Purification Requirement: 36.50%
Index Inclusion: Excluded from S&P Dow Jones Shariah Indices, MSCI Islamic Indices, FTSE Shariah Indices, and Dow Jones Islamic Market (DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 9.0%
Liquidity Ratio: 2.7%
Interest Income Ratio: 36.5%
Purification Required: 36.50%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-12-31

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-21T12:00:00Z

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Full interactive report: https://amaly.io/stock/SAIH
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.