AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: RUBI
Report Date: 2026-04-02
Full Report: https://amaly.io/stock/RUBI

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: This report evaluates RUBI's Shariah compliance based on financial ratios, business activities, index inclusions, and multi-perspective analysis. Key concerns include high interest income ratio and insufficient data for debt/liquidity assessments, leading to non-compliance across standards despite a potentially permissible core business in an unknown industry.

Primary Compliance Concerns:
- Interest income ratio of 26.75% exceeds 5% threshold across all standards
- Insufficient data for debt and liquidity ratios prevents full assessment
- Exclusion from all major Shariah indices due to financial purity issues

Purification Requirement: 26.75%
Index Inclusion: Excluded from S&P Dow Jones Shariah Indices, MSCI Islamic Indices, FTSE Shariah Indices, and Dow Jones Islamic Market (DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 0.0%
Liquidity Ratio: 0.0%
Interest Income Ratio: 26.8%
Purification Required: 26.75%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-12-31

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-19T12:00:00Z

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Full interactive report: https://amaly.io/stock/RUBI
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.