AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: RKT
Report Date: 2026-04-20
Full Report: https://amaly.io/stock/RKT

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: Rocket Companies, Inc. (RKT) operates in the conventional mortgage lending sector, which inherently involves interest-based financing (riba), leading to non-compliance under Shariah standards. Financial ratios show high debt and liquidity levels exceeding thresholds, while income ratios are compliant. The company is not included in any major Shariah indices, confirming its non-compliant status. ESG factors are generally positive with low risk, but core business model remains a disqualifier. Investors should consider Shariah-compliant alternatives in Islamic finance.

Primary Compliance Concerns:
- Core business involves riba through interest-based mortgages
- Debt ratio of 431.23% exceeds all thresholds (AAOIFI 30%, MSCI 33.33%, S&P 33%)
- Liquidity ratio of 41.04% exceeds thresholds

Purification Requirement: 0.00%
Index Inclusion: Not included in any major Shariah indices (S&P, MSCI, FTSE, DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 431.2%
Liquidity Ratio: 41.0%
Interest Income Ratio: 0.0%
Purification Required: 0.00%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-12-23

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-27T00:00:00Z

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Full interactive report: https://amaly.io/stock/RKT
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.