AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: PYPL
Report Date: 2026-05-05
Full Report: https://amaly.io/stock/PYPL

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: BB
Description: PayPal Holdings, Inc. (PYPL) operates as a leading digital payments platform, facilitating online transactions globally. This analysis evaluates its Shariah compliance across financial ratios, business activities, index inclusions, and multi-perspective authorities. While financial metrics demonstrate strong compliance with debt, liquidity, and income thresholds, the core business in conventional financial services results in non-compliance under most Shariah standards. No inclusion in major Shariah indices confirms the overall non-compliant status. Investors should consider purification for minor impure income and explore compliant fintech alternatives.

Primary Compliance Concerns:
- Core business involves facilitation of riba-based transactions through payment processing
- Classification as conventional financial services exceeds permissible revenue thresholds

Purification Requirement: 0.83%
Index Inclusion: Not included in S&P Dow Jones Shariah Indices, MSCI Islamic Indices, FTSE Shariah Indices, or Dow Jones Islamic Market (DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 16.6%
Liquidity Ratio: 16.3%
Interest Income Ratio: 0.0%
Purification Required: 0.83%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-11-30

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-23T12:00:00Z

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Full interactive report: https://amaly.io/stock/PYPL
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.