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Tue, May 5 03:59 PM
Non-Compliant

PYPL

Quality Rating

BB
Fair compliance quality

PayPal Holdings, Inc. (PYPL) operates as a leading digital payments platform, facilitating online transactions globally. This analysis evaluates its Shariah compliance across financial ratios, business activities, index inclusions, and multi-perspective authorities. While financial metrics demonstrate strong compliance with debt, liquidity, and income thresholds, the core business in conventional financial services results in non-compliance under most Shariah standards. No inclusion in major Shariah indices confirms the overall non-compliant status. Investors should consider purification for minor impure income and explore compliant fintech alternatives.

Purification Required
0.83%
minimal

Minimal purification needed for dividend income

Index Inclusion

Not included in S&P Dow Jones Shariah Indices, MSCI Islamic Indices, FTSE Shariah Indices, or Dow Jones Islamic Market (DJIM)

Key Compliance Considerations

Debt Ratio

16.6%

Liquidity Ratio

16.3%

Interest Income Ratio

0.0%

Purification

0.83%