AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: OWL
Report Date: 2026-04-02
Full Report: https://amaly.io/stock/OWL

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: This report evaluates the Shariah compliance of OWL, a business development company in alternative asset management with a focus on debt financing. Key concerns include a high interest income ratio of 9.73%, exceeding the 5% threshold, and core business involvement in riba-based lending. While debt and liquidity ratios are compliant, the overall status is determined by index exclusion. Purification is required for non-compliant income, and investors should monitor business evolution risks.

Primary Compliance Concerns:
- Interest income ratio of 9.73% exceeds 5% threshold across standards
- Core business model involves conventional interest-based lending (riba)

Purification Requirement: 9.73%
Index Inclusion: Not included in any major Shariah indices (S&P, MSCI, FTSE, DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 12.6%
Liquidity Ratio: 0.0%
Interest Income Ratio: 9.7%
Purification Required: 9.73%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-12-31

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-20T12:00:00Z

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Full interactive report: https://amaly.io/stock/OWL
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.