AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: OPEN
Report Date: 2026-04-17
Full Report: https://amaly.io/stock/OPEN

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: Opendoor Technologies Inc. (OPEN) is evaluated for Shariah compliance based on financial ratios, business activities, and index inclusion in the unknown sector. The company fails key financial screens due to excessive debt but passes on income purity and business permissibility. Overall, it does not meet major Shariah standards, requiring investor caution.

Primary Compliance Concerns:
- Debt ratio of 100.09% exceeds thresholds across AAOIFI (30%), MSCI (33.33%), and S&P (33%) standards

Purification Requirement: 1.38%
Index Inclusion: Not included in any major Shariah indices (S&P, MSCI, FTSE, DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 100.1%
Liquidity Ratio: 22.1%
Interest Income Ratio: 1.4%
Purification Required: 1.38%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-09-30

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-19T00:00:00Z

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Full interactive report: https://amaly.io/stock/OPEN
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.