AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: OLB
Report Date: 2026-04-02
Full Report: https://amaly.io/stock/OLB

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: This report evaluates OLB Group, Inc. (OLB), a fintech company in an unknown industry, for Shariah compliance across financial, business, and governance criteria. While financial ratios largely meet thresholds, with debt at 6.18% and liquidity at 0.5%, the interest income ratio of 3.52% raises minor purification needs. Business activities in digital payments require ongoing monitoring for riba exposure. Index inclusion research shows no presence in major Shariah indices, leading to a non-compliant overall status. Investors should consider purification and consult scholars for fintech-specific rulings.

Primary Compliance Concerns:
- Interest income ratio at 3.52%, requiring purification
- Limited transparency in fintech revenue segmentation for riba assessment
- Absence from major Shariah indices due to small market cap and sector risks

Purification Requirement: 3.52%
Index Inclusion: Not included in any major Shariah indices (S&P, MSCI, FTSE, DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 6.2%
Liquidity Ratio: 0.0%
Interest Income Ratio: 3.5%
Purification Required: 3.52%

INDEX INCLUSION STATUS
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S&P Shariah: INCLUDED
MSCI Islamic: INCLUDED
DJIM: INCLUDED
FTSE Shariah: INCLUDED
Total: 4 of 4
Last Verified: 2025-12-31

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-17T00:00:00Z

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Full interactive report: https://amaly.io/stock/OLB
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.