AMALY — SHARIAH COMPLIANCE REPORT ================================== Symbol: OIS Report Date: 2026-05-06 Full Report: https://amaly.io/stock/OIS EXECUTIVE SUMMARY ------------------ Compliance Status: NON_COMPLIANT Quality Rating: B Description: OIS operates in an unknown industry and sector with limited profile information available. The company fails key financial screening criteria primarily due to a high debt ratio of 46.38% exceeding all major thresholds and an interest income ratio of 14.64% surpassing the 5% limit, while liquidity and non-permissible income ratios are compliant. Business activities appear permissible based on available data, but overall compliance is determined by index exclusion. Purification is required at 14.64% for non-compliant income. Investors should monitor debt reduction efforts and consult scholars for personalized guidance. Primary Compliance Concerns: - Debt ratio: 46.38% exceeds AAOIFI's 30% threshold - Interest income ratio: 14.64% exceeds 5% limit across standards Purification Requirement: 14.64% Index Inclusion: Not included in any major Shariah indices: S&P Dow Jones, MSCI, FTSE, or DJIM KEY FINANCIAL METRICS ---------------------- Debt Ratio: 46.4% Liquidity Ratio: 20.8% Interest Income Ratio: 14.6% Purification Required: 14.64% INDEX INCLUSION STATUS ----------------------- S&P Shariah: EXCLUDED MSCI Islamic: EXCLUDED DJIM: EXCLUDED FTSE Shariah: EXCLUDED Total: 0 of 4 Last Verified: 2025-11-30 REPORTING PERIOD ----------------- Latest Annual Report: FY 2025 Latest Quarterly Data: Q4 2025 Trend Period: FY 2020 to FY 2025 Data Retrieved: 2026-02-22T12:00:00Z --- Full interactive report: https://amaly.io/stock/OIS Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.