OIS
Quality Rating
OIS operates in its industry and sector with limited profile information available. The company fails key financial screening criteria primarily due to a high debt ratio of 46.38% exceeding all major thresholds and an interest income ratio of 14.64% surpassing the 5% limit, while liquidity and non-permissible income ratios are compliant. Business activities appear permissible based on available data, but overall compliance is determined by index exclusion. Purification is required at 14.64% for non-compliant income. Investors should monitor debt reduction efforts and consult scholars for personalized guidance.
Purification Required
Significant purification required - exercise caution
Index Inclusion
Not included in any major Shariah indices: S&P Dow Jones, MSCI, FTSE, or DJIM
Key Compliance Considerations
- Debt ratio: 46.38% exceeds AAOIFI's 30% threshold
- Interest income ratio: 14.64% exceeds 5% limit across standards
Debt Ratio
46.4%
Liquidity Ratio
20.8%
Interest Income Ratio
14.6%
Purification
14.64%