Nu Holdings Ltd. (NU), a leading digital banking platform in Latin America, undergoes Shariah compliance screening revealing non-compliance primarily due to its core involvement in conventional interest-bearing financial services (riba) and exceeding liquidity thresholds across major standards. While financial ratios for debt and non-compliant income meet requirements, the business model and liquidity position lead to exclusion from all major Shariah indices. This report provides a multi-perspective analysis, highlighting regional variations and ESG alignment, with recommendations for purification where applicable and alternative investments.