AMALY — SHARIAH COMPLIANCE REPORT
==================================
Symbol: NIO
Report Date: 2026-04-02
Full Report: https://amaly.io/stock/NIO

EXECUTIVE SUMMARY
------------------
Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: NIO Inc., a pioneer in premium electric vehicles, demonstrates permissible core business activities aligned with Islamic principles of innovation and sustainability. However, its financial structure, characterized by exceptionally high debt and liquidity ratios relative to market capitalization, results in non-compliance across all major Shariah screening standards. Despite low non-compliant income, the company is excluded from key Islamic indices, classifying it as non-compliant overall. Investors may consider purification for minor interest income, but structural financial reforms are needed for future compliance. The compliance quality rating of B reflects strong business permissibility offset by critical financial concerns.

Primary Compliance Concerns:
- debtRatio: 264.92% (threshold: 30%)
- liquidityRatio: 172.13% (threshold: 30%)

Purification Requirement: 0.84%
Index Inclusion: Excluded from all major Shariah indices: S&P Dow Jones, MSCI, FTSE, and DJIM.

KEY FINANCIAL METRICS
----------------------
Debt Ratio: 264.9%
Liquidity Ratio: 172.1%
Interest Income Ratio: 0.0%
Purification Required: 0.84%

INDEX INCLUSION STATUS
-----------------------
S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-12-31

REPORTING PERIOD
-----------------
Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-24T00:00:00Z

---
Full interactive report: https://amaly.io/stock/NIO
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.