NDLS exhibits significant financial non-compliance primarily due to a high debt ratio of 86.04%, exceeding all major Shariah thresholds, despite compliant income ratios and permissible business activities in its industry. The company is not included in any major Shariah indices, leading to an overall non-compliant status. Purification is required at 1.7% for non-compliant income sources. Investors should monitor debt reduction efforts for potential future compliance.