AMALY — SHARIAH COMPLIANCE REPORT
==================================
Symbol: NCLH
Report Date: 2026-05-04
Full Report: https://amaly.io/stock/NCLH

EXECUTIVE SUMMARY
------------------
Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: This report evaluates the Shariah compliance of NCLH based on financial ratios, business activities, index inclusion, and multi-perspective analysis. The company fails key financial thresholds due to high debt and interest income, compounded by non-compliant business elements in its operations. Overall, it is classified as non-compliant, with a low quality rating reflecting these issues. Purification is required for any permissible income, but core activities raise significant concerns. Investors should consider alternatives in compliant sectors.

Primary Compliance Concerns:
- Excessive debt ratio exceeding all major thresholds
- Interest income above 5% limit
- Non-permissible activities including alcohol and gambling services

Purification Requirement: 7.31%
Index Inclusion: Not included in any major Shariah-compliant indices

KEY FINANCIAL METRICS
----------------------
Debt Ratio: 144.2%
Liquidity Ratio: 1.9%
Interest Income Ratio: 7.3%
Purification Required: 7.31%

INDEX INCLUSION STATUS
-----------------------
S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-11-30

REPORTING PERIOD
-----------------
Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-17T00:00:00Z

---
Full interactive report: https://amaly.io/stock/NCLH
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.