AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: NBY
Report Date: 2026-04-03
Full Report: https://amaly.io/stock/NBY

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: This report evaluates NBY's Shariah compliance across financial, business, and ESG dimensions. Key concerns include high liquidity and interest income ratios exceeding thresholds, leading to non-compliance in major indices. Core activities appear permissible, but financial screens dominate the assessment. Purification of 14.02% is required for dividends. Overall, the stock is non-compliant based on index exclusion.

Primary Compliance Concerns:
- Liquidity ratio of 132.65% exceeds 30-33% thresholds across standards
- Interest income ratio of 14.02% exceeds 5% thresholds

Purification Requirement: 14.02%
Index Inclusion: Excluded from S&P Dow Jones Shariah, MSCI Islamic, FTSE Shariah, and DJIM indices

KEY FINANCIAL METRICS
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Debt Ratio: 17.6%
Liquidity Ratio: 132.7%
Interest Income Ratio: 0.0%
Purification Required: 14.02%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-11-30

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-19T00:00:00Z

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Full interactive report: https://amaly.io/stock/NBY
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.