AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: NAII
Report Date: 2026-09-30
Full Report: https://amaly.io/stock/NAII

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: NAII, a company in the Unknown industry, undergoes Shariah compliance screening revealing significant challenges in financial ratios, particularly debt and liquidity exceeding all major thresholds. While business activities in nutritional supplements appear permissible with no non-compliant income identified, the high debt levels lead to non-compliance across standards. Index research confirms exclusion from all major Shariah indices. Purification is required at 1.6% due to minor interest income. Overall, the stock is non-compliant, with a B quality rating reflecting poor financial metrics but acceptable business activities.

Primary Compliance Concerns:
- Excessive debt ratio of 284.62% exceeding all thresholds (AAOIFI 30%, MSCI/SP 33%)
- Liquidity ratio of 51.69% above thresholds, indicating disproportionate non-operating assets
- Estimated debt to total assets ~60%, failing asset-based screenings

Purification Requirement: 1.60%
Index Inclusion: Not included in any major Shariah-compliant indices (S&P, MSCI, FTSE, DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 284.6%
Liquidity Ratio: 51.7%
Interest Income Ratio: 0.0%
Purification Required: 1.60%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-12-31

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q1 2026
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-18T12:00:00Z

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Full interactive report: https://amaly.io/stock/NAII
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.