AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: MSFT
Report Date: 2026-04-18
Full Report: https://amaly.io/stock/MSFT

EXECUTIVE SUMMARY
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Compliance Status: COMPLIANT
Quality Rating: AAA
Description: Microsoft Corporation (MSFT) exhibits strong Shariah compliance, with all financial ratios significantly below thresholds and inclusion in all major Islamic indices. Core business activities in technology and cloud services are permissible, though minor purification is required for incidental non-compliant income. ESG factors show medium risk, primarily from defense contracts and supply chain issues, but overall alignment with Islamic principles of stewardship and justice is positive. This report confirms MSFT as a compliant investment with high quality rating.

Primary Compliance Concerns:
- Minor purification for interest income and potential non-compliant elements in gaming/advertising
- Defense technology contracts requiring ethical monitoring

Purification Requirement: 1.74%
Index Inclusion: Included in S&P Dow Jones Shariah, MSCI Islamic, FTSE Shariah, and DJIM indices

KEY FINANCIAL METRICS
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Debt Ratio: 1.8%
Liquidity Ratio: 2.3%
Interest Income Ratio: 1.7%
Purification Required: 1.74%

INDEX INCLUSION STATUS
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S&P Shariah: INCLUDED
MSCI Islamic: INCLUDED
DJIM: INCLUDED
FTSE Shariah: INCLUDED
Total: 4 of 4
Last Verified: 2026-01-20

REPORTING PERIOD
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Latest Annual Report: FY2025 (ended June 30, 2025)
Latest Quarterly Data: Q1 FY2026 (ended September 30, 2025)
Trend Period: FY2020 to FY2025
Data Retrieved: 2026-02-24T12:00:00Z

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Full interactive report: https://amaly.io/stock/MSFT
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.