AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: MB
Report Date: 2026-04-29
Full Report: https://amaly.io/stock/MB

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: The Shariah compliance analysis for MB indicates non-compliance primarily due to elevated debt and liquidity ratios that exceed thresholds across major standards, despite compliant non-permissible income levels. Business activities in the unknown industry show no identified haram elements, but financial structure raises riba concerns. Index exclusions confirm the overall status, with purification required for any dividends. Enhanced ESG factors reveal low risk with resolved controversies, supporting ethical alignment. Investors should monitor debt reduction efforts for potential future compliance.

Primary Compliance Concerns:
- High debt ratio of 57.23% exceeding 30-33% thresholds
- High liquidity ratio of 44.68% exceeding 30-33% thresholds
- Interest income ratio at 8.22% bordering 5% threshold in recent trends

Purification Requirement: 8.22%
Index Inclusion: Excluded from all major Shariah indices: S&P, MSCI, FTSE, and DJIM

KEY FINANCIAL METRICS
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Debt Ratio: 57.2%
Liquidity Ratio: 44.7%
Interest Income Ratio: 8.2%
Purification Required: 8.22%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-11-30

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-26T00:00:00Z

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Full interactive report: https://amaly.io/stock/MB
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.