AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: LBGJ
Report Date: 2026-04-29
Full Report: https://amaly.io/stock/LBGJ

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: LBGJ demonstrates non-compliance with Shariah standards primarily due to a high debt ratio of 42.85%, exceeding thresholds across AAOIFI, MSCI, and S&P methodologies, despite passing liquidity and income-related criteria. Business activities appear permissible with no identified non-compliant revenue sources, and ESG factors show low risk with resolved minor controversies. The company is not included in any major Shariah indices, leading to an overall non-compliant status. Purification is required at 2.83% for non-compliant income, and investors should monitor debt reduction efforts. This report provides a multi-perspective analysis highlighting methodological differences among authorities.

Primary Compliance Concerns:
- High debt ratio of 42.85% exceeding all major thresholds (AAOIFI 30%, MSCI 33.33%, S&P 33%)

Purification Requirement: 2.83%
Index Inclusion: Not included in S&P Dow Jones Shariah Indices, MSCI Islamic Indices, FTSE Shariah Indices, or Dow Jones Islamic Market (DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 42.9%
Liquidity Ratio: 14.4%
Interest Income Ratio: 2.8%
Purification Required: 2.83%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-11-30

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-22T00:00:00Z

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Full interactive report: https://amaly.io/stock/LBGJ
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.