AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: JACK
Report Date: 2026-05-14
Full Report: https://amaly.io/stock/JACK

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: Jack in the Box Inc. (JACK) operates quick-service restaurants offering burgers, tacos, and other fast food. While primary business activities are Shariah-compliant, severe financial issues including a debt-to-market-cap ratio of 680.99% and interest income ratio of 5.78% result in non-compliance across all major Shariah standards and indices. The company is excluded from S&P, MSCI, FTSE, and DJIM Islamic indices due to riba exposure. Purification of 5.78% is required for dividends, but overall investment is not recommended without significant deleveraging. Investors in the unknown sector should consider compliant alternatives with stronger balance sheets.

Primary Compliance Concerns:
- Excessive debt ratio of 680.99% exceeding all thresholds (AAOIFI: 33%, MSCI: 33.33%, S&P: 33%)
- Interest income ratio of 5.78% surpassing 5% de minimis allowance across standards

Purification Requirement: 5.78%
Index Inclusion: Excluded from all major Shariah indices (S&P, MSCI, FTSE, DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 681.0%
Liquidity Ratio: 16.1%
Interest Income Ratio: 5.8%
Purification Required: 5.78%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-12-31

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q3 FY2025
Trend Period: FY 2021 to FY 2025
Data Retrieved: 2026-02-22T12:00:00Z

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Full interactive report: https://amaly.io/stock/JACK
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.