AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: HUBC
Report Date: 2026-04-01
Full Report: https://amaly.io/stock/HUBC

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: HUBC, operating in an unknown industry, exhibits significant Shariah compliance challenges primarily due to a high debt ratio of 37.91% and interest income ratio of 35.07%, both exceeding standard thresholds across major screening methodologies. The company's core activities appear permissible based on available data, but financial metrics lead to exclusion from all major Shariah indices. While liquidity and non-permissible income ratios are compliant, overall non-compliance is determined by index status. Investors should note potential purification needs and monitor for improvements in financial structure. This report provides a detailed multi-perspective analysis for informed decision-making.

Primary Compliance Concerns:
- debtRatio: 37.91% (threshold: 30%)
- interestIncomeRatio: 35.07% (threshold: 5%)

Purification Requirement: 35.07%
Index Inclusion: Excluded from all major Shariah indices: S&P Dow Jones, MSCI Islamic, FTSE Shariah, and DJIM.

KEY FINANCIAL METRICS
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Debt Ratio: 37.9%
Liquidity Ratio: 1.1%
Interest Income Ratio: 35.1%
Purification Required: 35.07%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-12-31

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-20T00:00:00Z

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Full interactive report: https://amaly.io/stock/HUBC
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.