AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: HCWC
Report Date: 2026-06-02
Full Report: https://amaly.io/stock/HCWC

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: This report evaluates HCWC's Shariah compliance based on financial ratios, business activities, index inclusions, and multi-perspective analyses. The company fails key financial screens due to an exceptionally high debt-to-market capitalization ratio, despite compliant income and liquidity metrics. Business activities in an unknown industry appear permissible with no identified non-compliant revenue sources. Overall, the stock is classified as non-compliant primarily due to financial leverage concerns. Investors should monitor debt reduction efforts and consult scholars for personalized guidance.

Primary Compliance Concerns:
- Debt ratio: 389.19% exceeds all thresholds (AAOIFI 30%, MSCI/SP 33%)

Purification Requirement: 3.93%
Index Inclusion: Excluded from all major Shariah-compliant indices (S&P, MSCI, FTSE, DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 389.2%
Liquidity Ratio: 29.1%
Interest Income Ratio: 3.9%
Purification Required: 3.93%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-12-31

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q3 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-25T00:00:00Z

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Full interactive report: https://amaly.io/stock/HCWC
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.