HCWC
Quality Rating
This report evaluates HCWC's Shariah compliance based on financial ratios, business activities, index inclusions, and multi-perspective analyses. The company fails key financial screens due to an exceptionally high debt-to-market capitalization ratio, despite compliant income and liquidity metrics. Business activities in its industry appear permissible with no identified non-compliant revenue sources. Overall, the stock is classified as non-compliant primarily due to financial leverage concerns. Investors should monitor debt reduction efforts and consult scholars for personalized guidance.
Purification Required
Moderate purification required - consider carefully
Index Inclusion
Excluded from all major Shariah-compliant indices (S&P, MSCI, FTSE, DJIM)
Key Compliance Considerations
- Debt ratio: 389.19% exceeds all thresholds (AAOIFI 30%, MSCI/SP 33%)
Debt Ratio
389.2%
Liquidity Ratio
29.1%
Interest Income Ratio
3.9%
Purification
3.93%