AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: HCTI
Report Date: 2026-05-14
Full Report: https://amaly.io/stock/HCTI

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: HCTI, a healthcare IT company, exhibits low debt and liquidity ratios that pass Shariah financial screens, but its interest income ratio of 10.31% exceeds the 5% threshold across major standards, leading to non-compliance. Core business activities in healthcare technology are permissible, with no non-compliant revenue streams identified. The company is excluded from all major Shariah indices due to financial impurity. Purification of 10.31% is required for dividends, and ESG factors show low risk with positive social impact. Overall, the stock is non-compliant but warrants monitoring for potential improvements in income purity.

Primary Compliance Concerns:
- Interest/non-compliant income ratio of 10.31% exceeds 5% threshold
- Exclusion from all major Shariah indices

Purification Requirement: 10.31%
Index Inclusion: Excluded from S&P Dow Jones Shariah Indices, MSCI Islamic Indices, FTSE Shariah Indices, and Dow Jones Islamic Market (DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 1.3%
Liquidity Ratio: 11.8%
Interest Income Ratio: 10.3%
Purification Required: 10.31%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-12-31

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-19T12:00:00Z

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Full interactive report: https://amaly.io/stock/HCTI
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.