AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: FBYD
Report Date: 2026-04-01
Full Report: https://amaly.io/stock/FBYD

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: FBYD, operating in an unknown industry, demonstrates compliant debt (14.97%) and liquidity (0.4%) ratios but critically fails the interest income screen with a ratio of 2451.45%, far exceeding the 5% threshold across all methodologies. This financial impurity dominates the compliance assessment, leading to exclusion from major Shariah indices. Business activities cannot be fully evaluated due to lack of description, but no evident non-compliant core operations. Purification is required at an exceptional rate due to the disproportionate interest component. Overall, the stock is non-compliant, with recommendations for investors to avoid or monitor for financial restructuring.

Primary Compliance Concerns:
- Interest income ratio of 2451.45% exceeds 5% threshold across AAOIFI, MSCI, and S&P standards
- Insufficient data on business activities and subsidiaries raises transparency concerns

Purification Requirement: 2451.45%
Index Inclusion: Excluded from all major Shariah-compliant indices (S&P, MSCI, FTSE, DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 15.0%
Liquidity Ratio: 0.0%
Interest Income Ratio: 2451.4%
Purification Required: 5.00%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-11-30

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-19T12:00:00Z

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Full interactive report: https://amaly.io/stock/FBYD
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.