AMALY — SHARIAH COMPLIANCE REPORT
==================================
Symbol: ERNA
Report Date: 2026-04-30
Full Report: https://amaly.io/stock/ERNA

EXECUTIVE SUMMARY
------------------
Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: The Shariah compliance analysis for ERNA reveals significant concerns primarily driven by an extraordinarily high interest income ratio of 4954.47%, which exceeds all standard thresholds for impure income. While debt and liquidity ratios are well within compliant limits and business activities show no non-permissible elements, the interest income issue results in non-compliance across major Shariah indices and authorities. The company operates in an unknown industry with limited public data, necessitating further verification. Overall, ERNA is classified as non-compliant, with a high purification requirement that renders practical investment challenging without substantial adjustments.

Primary Compliance Concerns:
- Interest income ratio of 4954.47% far exceeds 5% threshold across all standards

Purification Requirement: 4954.47%
Index Inclusion: Not included in S&P Dow Jones Shariah Indices, MSCI Islamic Indices, FTSE Shariah Indices, or Dow Jones Islamic Market (DJIM)

KEY FINANCIAL METRICS
----------------------
Debt Ratio: 2.5%
Liquidity Ratio: 1.6%
Interest Income Ratio: 4954.5%
Purification Required: 0.02%

INDEX INCLUSION STATUS
-----------------------
S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-11-30

REPORTING PERIOD
-----------------
Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2021 to FY 2025
Data Retrieved: 2026-02-17T00:00:00Z

---
Full interactive report: https://amaly.io/stock/ERNA
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.