AMALY — SHARIAH COMPLIANCE REPORT ================================== Symbol: ELAB Report Date: 2026-04-01 Full Report: https://amaly.io/stock/ELAB EXECUTIVE SUMMARY ------------------ Compliance Status: NON_COMPLIANT Quality Rating: B Description: ELAB, operating in an unknown industry, exhibits significant Shariah compliance challenges primarily due to a high liquidity ratio of 39.44% exceeding standard thresholds and an interest income ratio of 87.13% far above permissible limits, necessitating substantial purification. While debt levels are at 0% and non-permissible business income is estimated at 0%, the financial structure raises concerns about riba exposure. The company is excluded from all major Shariah indices, leading to a non-compliant overall status. ESG factors show low risk with positive alignment in governance and social responsibility, but financial metrics dominate the assessment. Investors are advised to monitor for business model shifts and consult scholars for personalized rulings. Primary Compliance Concerns: - Liquidity ratio of 39.44% exceeds AAOIFI's 30% threshold, indicating excessive interest-bearing assets. - Interest income ratio of 87.13% greatly surpasses the 5% limit across all standards, suggesting high riba involvement. Purification Requirement: 87.13% Index Inclusion: Excluded from all major Shariah indices: S&P Dow Jones, MSCI Islamic, FTSE Shariah, and DJIM. KEY FINANCIAL METRICS ---------------------- Debt Ratio: 0.0% Liquidity Ratio: 39.4% Interest Income Ratio: 87.1% Purification Required: 87.13% INDEX INCLUSION STATUS ----------------------- S&P Shariah: EXCLUDED MSCI Islamic: EXCLUDED DJIM: EXCLUDED FTSE Shariah: EXCLUDED Total: 0 of 4 Last Verified: 2025-12-31 REPORTING PERIOD ----------------- Latest Annual Report: FY 2025 Latest Quarterly Data: Q4 2025 Trend Period: FY 2020 to FY 2025 Data Retrieved: 2026-02-22T12:00:00Z --- Full interactive report: https://amaly.io/stock/ELAB Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.