AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: CRI
Report Date: 2026-05-06
Full Report: https://amaly.io/stock/CRI

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: Carter's, Inc. (CRI) operates in the permissible Apparel - Retail industry, focusing on childrenswear with no significant non-compliant activities. However, the company's exceptionally high debt ratio of 90.01% relative to market capitalization disqualifies it under all major Shariah screening standards due to excessive riba exposure. Liquidity and income ratios are compliant, and ESG factors show low risk with resolved minor controversies. Index exclusion across all major Shariah benchmarks confirms non-compliance, though business activities remain halal. Investors should monitor debt reduction efforts for potential future compliance.

Primary Compliance Concerns:
- Debt Ratio: 90.01% (exceeds 30-33% thresholds across AAOIFI, MSCI, S&P)

Purification Requirement: 0.84%
Index Inclusion: Not included in any major Shariah-compliant indices (S&P, MSCI, FTSE, DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 90.0%
Liquidity Ratio: 25.7%
Interest Income Ratio: 0.0%
Purification Required: 0.84%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-12-31

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-27T12:00:00Z

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Full interactive report: https://amaly.io/stock/CRI
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.