AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: COLD
Report Date: 2026-05-07
Full Report: https://amaly.io/stock/COLD

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: COLD, operating in the unknown industry, fails key Shariah financial screening criteria primarily due to a high debt ratio of 82.93% exceeding all major thresholds and interest income ratio of 9.01% surpassing the 5% limit. Business activities appear permissible, but financial leverage typical of asset-intensive operations leads to non-compliance. No inclusion in major Shariah indices confirms the overall non-compliant status. Purification of 9.01% is required for any dividends received. Investors should monitor debt reduction efforts and consult scholars for personalized rulings.

Primary Compliance Concerns:
- High debt ratio (82.93%) exceeding AAOIFI 30%, MSCI 33.33%, and S&P 33% thresholds
- Interest income ratio (9.01%) exceeding 5% limit across all standards

Purification Requirement: 9.01%
Index Inclusion: Not included in S&P Dow Jones Shariah Indices, MSCI Islamic Indices, FTSE Shariah Indices, or Dow Jones Islamic Market (DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 82.9%
Liquidity Ratio: 0.0%
Interest Income Ratio: 9.0%
Purification Required: 9.01%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-11-30

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-22T12:00:00Z

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Full interactive report: https://amaly.io/stock/COLD
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.