AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: CAR
Report Date: 2026-04-07
Full Report: https://amaly.io/stock/CAR

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: This report evaluates the Shariah compliance of CAR based on financial ratios, business activities, index inclusions, and multi-perspective analysis. The company exhibits critical failures in debt and impure income ratios, leading to non-compliance across standards. No inclusion in major Shariah indices confirms the overall status. ESG factors show medium risk with environmental and labor controversies, but no disqualifying war/defense involvement. Investors are advised to consider alternatives in compliant sectors.

Primary Compliance Concerns:
- Debt ratio: 599.79% exceeds all thresholds (AAOIFI 30%, MSCI 33.33%, S&P 33%)
- Interest income ratio: 18.97% exceeds 5% impure income limit across standards

Purification Requirement: 18.97%
Index Inclusion: Not included in any major Shariah indices (S&P, MSCI, FTSE, DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 599.8%
Liquidity Ratio: 11.8%
Interest Income Ratio: 19.0%
Purification Required: 18.97%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-12-31

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-22T12:00:00Z

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Full interactive report: https://amaly.io/stock/CAR
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.