AMALY — SHARIAH COMPLIANCE REPORT ================================== Symbol: BGMSP Report Date: 2026-04-07 Full Report: https://amaly.io/stock/BGMSP EXECUTIVE SUMMARY ------------------ Compliance Status: NON_COMPLIANT Quality Rating: B Description: BGMSP, operating in an unknown industry, undergoes Shariah compliance screening revealing challenges in liquidity and interest income ratios. While debt levels are exemplary at 9%, the company fails key financial thresholds under AAOIFI due to high cash holdings (32.95%) and interest-derived income (23.26%). Business activities appear permissible based on limited available data, with no non-compliant revenue segments identified. Exclusion from all major Shariah indices underscores overall non-compliance, though regional authorities like Malaysia and Indonesia place it under review with potential for purification. Investors may consider dividend purification but should monitor financials for improvements in income purity. Primary Compliance Concerns: - High interest income ratio of 23.26% exceeding 5% threshold across all standards - Liquidity ratio of 32.95% exceeding AAOIFI's 30% threshold Purification Requirement: 23.26% Index Inclusion: Excluded from all major Shariah indices (S&P, MSCI, FTSE, DJIM) KEY FINANCIAL METRICS ---------------------- Debt Ratio: 9.0% Liquidity Ratio: 33.0% Interest Income Ratio: 23.3% Purification Required: 23.26% INDEX INCLUSION STATUS ----------------------- S&P Shariah: EXCLUDED MSCI Islamic: EXCLUDED DJIM: EXCLUDED FTSE Shariah: EXCLUDED Total: 0 of 4 Last Verified: 2025-12-31 REPORTING PERIOD ----------------- Latest Annual Report: FY 2025 Latest Quarterly Data: Q4 2025 Trend Period: FY 2020 to FY 2025 Data Retrieved: 2026-02-26T00:00:00Z --- Full interactive report: https://amaly.io/stock/BGMSP Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.