AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: BAC
Report Date: 2026-04-17
Full Report: https://amaly.io/stock/BAC

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: This report evaluates the Shariah compliance of BAC, a company in the Unknown sector, based on financial ratios, business activities, index inclusions, and multi-perspective analyses. The core business involves conventional financial services, leading to non-compliance under standard Shariah screenings. Financial ratios show significant failures in debt and liquidity metrics, though income-related ratios pass. No inclusion in major Shariah indices confirms the non-compliant status. Investors should consider alternatives in permissible sectors.

Primary Compliance Concerns:
- Excessive debt ratio (203.82%) exceeding all thresholds
- High liquidity ratio (185.58%) failing Shariah limits
- Core business activities involving riba (interest-based banking)

Purification Requirement: 0.00%
Index Inclusion: Not included in S&P Dow Jones Shariah Indices, MSCI Islamic Indices, FTSE Shariah Indices, or Dow Jones Islamic Market (DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 2.0%
Liquidity Ratio: 1.9%
Interest Income Ratio: 0.0%
Purification Required: 0.00%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-12-31

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-24T12:00:00Z

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Full interactive report: https://amaly.io/stock/BAC
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.