AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: ASPS
Report Date: 2026-09-29
Full Report: https://amaly.io/stock/ASPS

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: Altisource Portfolio Solutions S.A. (ASPS), a company in the Unknown industry, fails key Shariah financial screening criteria due to excessively high debt levels (120.38% of market cap) and interest income ratio (22.54%), despite permissible core business activities in real estate technology and mortgage servicing. The stock is excluded from all major Shariah-compliant indices, confirming non-compliance status. Purification is required at 22.54% for non-compliant income, and investors should monitor debt reduction efforts. Overall, while ESG factors present low risk, financial metrics pose significant compliance barriers.

Primary Compliance Concerns:
- High debt ratio: 120.38% (exceeds 30-33% thresholds across standards)
- Elevated interest income ratio: 22.54% (exceeds 5% threshold)

Purification Requirement: 22.54%
Index Inclusion: Excluded from S&P Dow Jones Shariah Indices, MSCI Islamic Indices, FTSE Shariah Indices, and Dow Jones Islamic Market (DJIM)

KEY FINANCIAL METRICS
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Debt Ratio: 120.4%
Liquidity Ratio: 18.7%
Interest Income Ratio: 22.5%
Purification Required: 22.54%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-09-30

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-26T12:00:00Z

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Full interactive report: https://amaly.io/stock/ASPS
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.