AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: AMWL
Report Date: 2026-05-06
Full Report: https://amaly.io/stock/AMWL

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: American Well Corporation (AMWL), a telehealth services provider, undergoes Shariah compliance screening revealing non-compliance primarily due to an excessively high liquidity ratio indicating significant interest-bearing asset exposure. While debt levels are low and the core business in digital healthcare is permissible, financial metrics fail key thresholds across standards. No major business activity concerns exist, but purification is required for minor interest income. Index exclusion reinforces the non-compliant status, with recommendations for monitoring liquidity management improvements.

Primary Compliance Concerns:
- Liquidity ratio of 198.27% exceeds 30-33% thresholds across AAOIFI, MSCI, and S&P standards

Purification Requirement: 5.21%
Index Inclusion: Not included in S&P Dow Jones Shariah Indices, MSCI Islamic Indices, FTSE Shariah Indices, or Dow Jones Islamic Market (DJIM).

KEY FINANCIAL METRICS
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Debt Ratio: 6.5%
Liquidity Ratio: 198.3%
Interest Income Ratio: 5.2%
Purification Required: 5.21%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-12-31

REPORTING PERIOD
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Latest Annual Report: FY 2024
Latest Quarterly Data: Q3 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-17T12:00:00Z

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Full interactive report: https://amaly.io/stock/AMWL
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.