AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: AIV
Report Date: 2026-06-04
Full Report: https://amaly.io/stock/AIV

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: AIV, a U.S.-based REIT focused on multifamily residential properties, exhibits non-compliance with Shariah standards primarily due to excessive debt levels (104.15% of market cap) and significant interest income (50.59% of revenue), despite its core real estate activities being permissible. The company is excluded from all major Shariah-compliant indices, leading to an overall non-compliant status. A purification rate of 50.59% is required for any dividends received. While ESG factors show low risk with positive environmental and social initiatives, financial ratios pose critical concerns. Investors should monitor potential debt restructuring for future compliance.

Primary Compliance Concerns:
- Debt Ratio: 104.15% (threshold: 30%)
- Interest Income Ratio: 50.59% (threshold: 5%)

Purification Requirement: 50.59%
Index Inclusion: Excluded from all major Shariah indices: S&P Dow Jones, MSCI, FTSE, and DJIM.

KEY FINANCIAL METRICS
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Debt Ratio: 104.2%
Liquidity Ratio: 12.3%
Interest Income Ratio: 50.6%
Purification Required: 50.59%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2025-11-30

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q4 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-27T12:00:00Z

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Full interactive report: https://amaly.io/stock/AIV
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.