AMALY — SHARIAH COMPLIANCE REPORT
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Symbol: AAL
Report Date: 2026-04-01
Full Report: https://amaly.io/stock/AAL

EXECUTIVE SUMMARY
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Compliance Status: NON_COMPLIANT
Quality Rating: B
Description: This report evaluates the Shariah compliance of AAL, a company in the Unknown industry, based on financial ratios, business activities, index inclusions, and multi-perspective analyses. The core business appears permissible, but severe financial ratio failures, particularly in debt and liquidity, lead to non-compliance across standards. No inclusion in major Shariah indices confirms the overall non-compliant status. Purification is required for minor non-compliant income, and ESG factors show medium risk with labor and environmental concerns.

Primary Compliance Concerns:
- Debt ratio exceeds thresholds significantly (430.73% vs. 30-33%)
- Liquidity ratio exceeds thresholds (87.86% vs. 30-33%)
- High leverage typical in airline sector but disqualifying under Shariah screens

Purification Requirement: 2.57%
Index Inclusion: Not included in any of the four major Shariah-compliant indices

KEY FINANCIAL METRICS
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Debt Ratio: 430.7%
Liquidity Ratio: 87.9%
Interest Income Ratio: 2.6%
Purification Required: 2.57%

INDEX INCLUSION STATUS
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S&P Shariah: EXCLUDED
MSCI Islamic: EXCLUDED
DJIM: EXCLUDED
FTSE Shariah: EXCLUDED
Total: 0 of 4
Last Verified: 2026-01-01

REPORTING PERIOD
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Latest Annual Report: FY 2025
Latest Quarterly Data: Q3 2025
Trend Period: FY 2020 to FY 2025
Data Retrieved: 2026-02-19T12:00:00Z

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Full interactive report: https://amaly.io/stock/AAL
Provided by Amaly (https://amaly.io) — Shariah Compliant Stock Screener
Disclaimer: This data is for informational purposes only and does not constitute financial or religious advice.